Is FTMO Worth It in 2025? Full Review for Aspiring Traders

FTMO has long been a popular name in the proprietary trading world, offering traders the chance to manage significant capital once they pass a strict evaluation. But in 2025, with evolving market conditions, increasing competition, and growing trader expectations, many are asking: Is FTMO still worth it? Here's a full review to help aspiring traders decide.

What Is FTMO?

FTMO is a proprietary trading firm that allows individuals to trade with company capital. Traders must first pass a two-phase evaluation process: the FTMO Challenge and the Verification phase. Upon success, they receive access to an account funded by FTMO, where they can earn up to 90% profit share.

Unlike traditional retail trading, where traders risk their own money, FTMO allows you to trade with less financial risk—as long as you follow strict rules.

How FTMO Works in 2025

FTMO hasn’t drastically changed its model in 2025, but it has refined several aspects:

Capital options: Funded accounts range from $10,000 to $200,000.

Scaling plan: Traders can increase their capital by up to $2 million with consistent performance.

Updated payout system: Payouts are now available bi-weekly, increasing trader flexibility.

Evaluation pricing: Prices remain competitive, with a $200,000 challenge costing around €1,080, refundable upon success.

FTMO also added more educational resources and an improved client dashboard to enhance the user experience.

FTMO's Pros in 2025

1. Low-Risk Trading Environment

Perhaps the biggest advantage is that traders don't risk personal capital on the live funded account. If you follow the rules and lose money, the worst-case scenario is losing access to the funded account—not your own savings.

2. Generous Profit Splits

FTMO continues to offer up to 90% profit split to successful traders. This is highly competitive compared to other proprietary firms, which may offer just 70–80%.

3. Credibility and Trust

FTMO has been around since 2015 and has built a solid reputation. They have consistently paid traders, maintained transparent rules, and avoided shady business practices common in lesser-known prop firms.

4. Flexible Trading Styles

Scalpers, swing traders, and intraday traders are welcome. As long as you respect the risk management rules, FTMO gives you the flexibility to use your own strategy.